Expecting the unexpected makes for good planning, that’s why you might consider the LCEF Family Emergency StewardAccount. You never know when there may be a need for funds not allocated in your monthly budget. This investment builds over time with your systematic deposits through electronic funds transfer (EFT) and interest earned. But you can access the funds easily when you need them the most.


  • Minimum $25 investment to open account.
  • Minimum $25 monthly electronic investment required until account reaches and maintains a balance of $10,000 or more.
  • Limit 12 checks per calendar year, with per-check minimum of $250.
  • Initial quantity of checks FREE; check reorders competitively priced.
  • Interest compounded and paid monthly.
  • No monthly maintenance or membership fees.
  • Free MyAccount online services, including e-statements.

For complete disclosure information about LCEF, see the Offering Circular or request a copy by calling 800-843-5233.