We know your needs for ministry loans vary, so we are committed to making the loan process as easy as possible for the LCMS congregations, schools, and organizations. Whether you need loan assistance to build, remodel or purchase equipment, or refinance an existing loan, having the funds and personalized service you need, can help you perpetuate your ministry plans.

LCEF will help you with questions and consultation at each step of the loan process.

Review our booklet “Helping Hands in the Lending Process,” to learn about the loan process and the responsibilities of the individuals who will assist you during the process.  You may pay your LCEF loan with funds from another financial institution. Authorization form for Automated Electronic Loan Payments. Before using this feature, please read the Electronic Funds Transfer Agreement and Disclosure.

Did you know you can monitor your loan through our MyAccount online service?

MyAccount promotes the good stewardship of resources, helping us reduce administrative costs which in turn helps keep loan and service rates as low as possible.